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Privacy Policy

What does this policy cover?

This Murray Strategies, LLC statement of Online Privacy Practices (“Privacy Policy”) describes how we collect information when you visit or use Murray Strategies’ websites, mobile applications, and other online services (“Online Services”) that link to this Privacy Policy. It also describes how we use and share such information and explains your privacy rights and choices.

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Our Online Services are intended for a U.S. audience. The terms “Murray Strategies, LLC,” “we,” “us,” or “our” mean Murray Strategies, LLC and its U.S. affiliates. “You” means an individual who visits our Online Services and does not refer to a business or other entity or to individuals outside the U.S.

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Murray Strategies is located in Memphis, TN, and may be reached at 901-652-5197.

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What isn't covered by this policy?

This Privacy Policy does not apply to the websites, mobile applications, or services of our affiliates that do not directly link to this policy. 

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Other important notices

Our Consumer Privacy Notice applies to information that we collect about individuals who seek, apply for, or obtain our consulting products and services for personal, family, or household purposes.

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What information might Murray Strategies collect?

When you visit a Murray Strategies, LLC website, mobile application, or otherwise interact with us online, we may collect the following information:

  • Your browser type (such as Google Chrome, Microsoft Edge)

  • Your Internet Protocol (“IP”) address or other unique device identifiers (such as Media Access Control (MAC))

  • The presence of any software on your device that may be necessary to view our site

  • Configuration information about the device you are using, including, but not limited to, your device type, web browser type and version, operating system type and version, display/screen settings, and language preferences

  • Personal information submitted on applications, forms, and onsite electronic messaging. Types of personal information typically include:

    • Name

    • Address

    • Email

    • Telephone number

    • Usernames

    • Passwords (for our sites)

    • Communication or opt-out preferences (such as email or text messages)

  • Website analytics information such as pages visited and average time spent on a particular page

  • Search engine traffic referral information

  • Responses to advertisements and promotions

  • Transactional information from behind the secure login about your relationship with us

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How does Murray Strategies use collected information?

The information we collect online or through your mobile device helps Truist to:

  • Analyze our site usage and enhance the user's experience:

    • Diagnose server problems

    • Alert users of any possible software compatibility issues

    • Help us make decisions about how various technologies are used and identify usage trends

  • Send marketing communications:

    • Present personalized or targeted offers, ads, or content we believe may be of interest to you

    • Determine the effectiveness of promotional campaigns

  • Make business decisions

  • Analyze data

  • Perform market research

  • Conduct audits

  • Develop and improve products and services

  • Carry out other day-to-day business operations, such as to comply with applicable laws; share with our affiliates and subsidiaries; disclose to contractors, business partners, and other third parties under specific contracts and agreements; perform compliance activities; conduct credit reporting activities; and engage in human resources activities

  • Prevent and detect fraud

  • Defend against risks to security:

    • Monitor network activity logs

    • Detect security incidents and conduct data security investigations

    • Guard against malicious, deceptive, fraudulent, or illegal activity

We only use personal information that we have about you when we have a legal basis to use such personal information under applicable data protection laws.

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How does Murray Strategies share collected information?

Murray Strategies, LLC does not share, sell, or otherwise disclose client information.

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How long does Murray Strategies retain records?

We store your personal information as long as we have a legitimate business need to do so.

 

What technologies does Murray Strategies use?

We use technology for online advertising and marketing partners may employ various technologies to collect information, including:

  • Cookies –

     Cookies are pieces of information stored directly on your device. Cookies provide information that is used for security purposes, to facilitate navigation, to display information more effectively, and to personalize/customize your online experience. We do not collect or store any personally identifiable information about you. We may use persistent cookies to learn how visitors use our site, such as which pages are viewed the most, to identify the most common navigation paths, or to customize the presentation of information on the site. We may also uses session cookies to assist in delivering some online transactions, like online banking. Session cookies are no longer active after you log off the service that initiated them, and all session cookies are automatically deleted when you close all browser windows. We may also contract with third parties, including, but not limited to, Adobe (see Cross-Device Tracking, below), to track user activity on our website. You can choose to block or disable these cookies as most devices and browsers offer their own privacy settings.  Doing so, however, may result in diminished performance on our site.

  • Marketing pixels, web beacons, clear GIFs, or other technologies –

    This technology may be placed on certain pages of our website, applications, emails, and other marketing initiatives. These tags usually work in conjunction with cookies and allow us to measure the effectiveness of our site and compile statistics about usage and response rates.

  • Software Development Kits (SDKs) –

    Our mobile applications may include third-party SDKs that allow us and our service providers to collect information about your mobile app activity. In addition, some mobile devices come with a resettable advertising ID (such as Apple’s IDFA and Google’s Advertising ID) that, like cookies and pixel tags, may allow us and our service providers to identify your mobile device over time for advertising purposes in compliance with applicable app store consent rules.

  • Advertising and Cross-Device Tracking –

    We may use certain Adobe Analytics services and products, which help companies build websites, applications, and advertisements that seamlessly flow between all your devices (such as a desktop, laptop, tablet, phone, or smart watch). The Adobe services recognize which of your devices are linked through use of technology that includes cookies and your IP address (without collecting your sensitive personal information). Visit the Adobe website, opens in new tab for more information on opting out of certain services, cross-device tracking, and/or to unlink your devices. NOTE: Adobe needs to install a cookie on your browser to identify that you have opted out. If you delete the opt-out cookie, or change devices or web browsers, you will need to opt out again.

  • Firewalls, passcodes, data encryption, and other safety features –

     We use these technologies to help secure the information you provide to us. To learn more about how we safeguard your information online.

  • Third-party plugins –

     Other companies may have plugins that appear on certain pages of our website or applications. Some of these, for example, may be from social media companies (for example, the Facebook “Like” button). These plugins may collect information, such as information about the pages you visit, and share it with the company that created the plugin even if you do not click on the plugin. These third-party plugins and the way they operate are governed by the privacy policies and terms of the companies that created them.

How does Murray Strategies interact with me online?

Online advertising on our websites and applications

We advertises our products and services on pages within our sites and on mobile applications. To make the content and advertising as informative and useful as possible, We may target and personalize content and advertisements for products and services on our site.

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Online advertising on third-party websites and applications

We may advertise our products and services on websites and applications not affiliated with Murray Strategies. The third-party companies we hire to display these ads use their own tracking technologies to measure the effectiveness of these ads and to understand your interests. Many of our third-party partners have their own privacy policies. We encourage you to review these policies carefully.

Some of our third-party advertising is interest-based and may use information about your online interests to customize the online ads you see. To opt out of having your online behavior collected and used for advertising purposes, go to the Digital Advertising Alliance’s (DAA) Choices page at www.aboutads.info/choices, opens in new tab. Choices you make are both browser and device-specific. To conduct a DAA Webchoices Browser Check, visit the DAA Choices, opens in new tab webpage. Anyone receiving an interest-based ad can click on the displayed icon to receive more information. This opt-out does not prevent you from receiving advertisements; instead, it allows you to control whether you receive interest-based advertisements and from which companies. For additional options, you may also visit NAI Opt Out of Interest-Based Advertising, opens in new tab.

Third-party aggregation services and tools

Aggregation allows you to gather information from many websites and view that information in a consolidated format. 

Social media

WE provide experiences on social media platforms such as Facebook, Instagram, LinkedIn, or Twitter that enable online sharing and collaboration. We use social media to facilitate social engagement and sharing, when such sharing is appropriate and safe. Please note, any content you post, such as pictures, information, opinions, or any personal information that you make available to other participants on these social platforms, is subject to the terms of use and privacy policies of those platforms. Please refer to them to better understand your rights and obligations with regard to such content.

Given the very public nature of social media, it is critical that we all safeguard confidential financial information. If you post information on a Murray Strategies site that we feel should be shielded from public view, we will remove it. Please know that in taking down or editing your posts, we are focusing our experience and best judgment to keep your personal information safe.

Email

Email transmitted across the internet is normally not protected and may be intercepted and viewed by others. Therefore, you should refrain from sending any confidential or private information via unsecured email.

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Linking to other sites

We may provide links to other companies. If you choose to link to websites not controlled by us, we are not responsible for the privacy or security of these sites, including the accuracy, completeness, reliability or suitability of their information. If you are asked to provide information on one of these sites, we urge you to carefully study their privacy policies before sharing.​

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